Phone: 020 8303 7897
We will search Thousands of Life Insurance policies to come up with the most suitable and cheapest Life Assurance for you and won't charge you a penny!!
What is the difference between Life Assurance and Life insurance? Life insurance is one of those peculiar insurances that when it is taken out, it is with the hope that it's never required. The Life Insurance company will only pay out on this policy on the death of the insured person within a specified time period.
Life Assurance means you are assured that the policy will pay out upon death as it is a Whole of Life insurance policy.
Different types of Life Insurance:
Level Term Insurance. This will pay a specified amount that will be paid upon the death of the policy holder if they die within the term of the policy.
Decreasing Term Insurance. Like Term Insurance but designed to run along side a repayment mortgage. The sum insured will decrease each month and will pay out enough to cover the mortgage in the event of death within the term of the policy
Critical Illness Insurance. Again Like Term Insurance but this will pay out if you suffer one of the defined Critical Illnesses such as a stroke or a heart attack. These are generally more expensive as you are more likely to live after suffering from the included medical conditions
Whole of Life. Does what it says on the box.. Covers you until you die, provided you keep paying the premiums.
These are the four most common types of life insurance along with many more. They can generally be mixed and matched to suit your individual needs.
Our knowledgeable consultants at UKFCS Mortgage Specialists will be delighted to discuss the various options for taking out life assurance. We will be able to give advice regarding the amount of cover which will be necessary and which policy is the best for your situation. So please call for a FREE NO OBLIGATION quote.
We've used UKFCS Mortgage Specialists for many transactions because of their fast, knowledgeable and personal service combined with an excellent selection of lenders. Kirk, Danny, Alisha and the the team have been great for us and they can be for you too!By Ian Brown and Di Kuang
Excellent services delivered by UKFCS Mortgage Specialists for past 15 years. I am a landlord therefore frequently used the services of UKFCS Mortgage Specialists to arrange or re-mortgages rental or personal properties without any issue. UKFCS Mortgage Specialists are highly recommend.By Asad Riaz
We used UKFCS Mortgage Specialists for our recent mortgage. The staff are friendly and helpful and the process was smooth and easy. I would highly recommend this company.By Lauren Broughton
We are local estate agent who values good services that we can provide to our sellers and buyers and mortgage advice is paramount to us. We have been working closely with UKFCS Mortgage Specialists for a couple of years now and being so close to our office means many of our clients choose to visit them straight after coming into our offices, or alternatively we can arrange for them to call our clients at a convenient time to discuss their financial needs. They will guide the first time buyer through all the stages of the offer and explain everything every step of the way.By Erica
I would highly recommend UKFCS Mortgage Specialists, I have always felt supported and well informed throughout the mortgage application process and know that I can rely on their professional service every time.By Shaun Collins
Very efficient service with prompt responses and the best deals on the market. Would thoroughly recommend their services.By Steve Masters
As a first time buyer, we had lots of questions which were always answered in detail and it made the process of buying our home more smooth than stressful and we will be using UKFCS Mortgage Specialists again for future re-mortgagesBy Natalie
Authorised and Regulated by the Financial Conduct Authority. UKFCS Mortgages Specialists is the trading name of UK Financial Consultancy Services Ltd. UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 33 Darnley Road, Gravesend, Kent, DA11 0SD Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
The overall cost for comparison is 4.4% however the actual rate will depend on your circumstances.
UK Financial Consultancy Services Ltd operate as an intermediary and are not a principal lender
Our FCA registered number is 435495 and can be found on the regulators website at www.fca.org.uk/register