0800 433 4576 / 020 8303 7897

FREE Telephone Consultation

At UKFCS Mortgage Specialists we offer a personal level of mortgage, insurance and loan services that are especially tailored to your specific needs.

The Best Advice To Suit Your Needs

Self Employed Mortgages

As everyone is well aware, it is quite difficult to obtain a mortgage at present, whether you are employed or self-employed. UKFCS Mortgage Specialists specialise in helping those people who work for themselves to obtain a mortgage at the best possible rates currently available. UKFCS Mortgage Specialists are independent mortgage brokers and as such we are not tied to a specific mortgage company or group of companies.

Any self-employed person wanting a mortgage will, to a certain extent need to be able to prove their income. If they have used an accountant over the past couple years showing their income and expenditure this will certainly make matters easier for to get competitive quotations. Any mortgage company will need to know how long your business has been trading, and the type of business. If you are a self-employed tradesperson - for example, a qualified electrician, and can show that you regularly deposit funds into a bank account, they may look quite favourably on your application.

Every mortgage company has their own criteria for lending to self-employed business people. They will certainly want to ensure that a mortgage is affordable, which is more complicated to establish for self-employed people than for those who are employed. As our expert mortgage advisors at UKFCS Mortgage Specialists are experienced in dealing with the specific requirements of each mortgage company we will make the whole process considerably easier. At UKFCS Mortgage Specialists our friendly consultants will be delighted to advise you and explain the whole process.

Another reason to consult our experienced brokers at UKFCS Mortgage Specialists is because we are able to access the best possible deals from the whole of the mortgage market and will be able to discuss it with you. If you decide to contact the mortgage companies on your own, you must be aware that they will more than likely conduct a credit search before providing the application forms. If you contact twelve different companies there will be twelve credit searches against your name within a very short period of time. This number of searches implies that, perhaps, you have been turned down by the other companies, rather than just having requested the information. Therefore by trying to arrange a self-employed mortgage by yourself there is a risk that you can actually cause more problems that may impede upon your chances of obtaining the best deal.

Contact the experts and let us help you to obtain the mortgage you need to buy the property of your choice. Our clients usually find that it is easier, quicker and more cost effective to use the services or our expert mortgage advisers who know precisely how to ensure that you get the best mortgage deal to meet your unique and individual requirements.

Insurance Cover

Authorised and Regulated by the Financial Conduct Authority. UKFCS Mortgages Specialists is the trading name of UK Financial Consultancy Services Ltd. UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 33 Darnley Road, Gravesend, Kent, DA11 0SD Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
The overall cost for comparison is 4.4% however the actual rate will depend on your circumstances.
UK Financial Consultancy Services Ltd operate as an intermediary and are not a principal lender
Our FCA registered number is 435495 and can be found on the regulators website at www.fca.org.uk/register

Our Offices

Kent Office
140A Station Road, Sidcup, Kent, DA15 7AB
Tel: 0800 433 4576 / 020 8303 7897 - Fax: 0800 433 4579
London Office
34 Ely Place London EC1N 6TD
Tel: 0800 4334 576 / 020 3417 2332
Isle Of Wight Office
Ridge House, Upper Hyde Farm Lane, Shanklin, Isle of Wight, PO37 7PS
Tel: 01983 623177